Serving the Communities of: Oakville | Milton (Campbellville) | Halton Hills (Georgetown and Acton) | Burlington

Home Tips

Get a Recommendation
A Realtor can be a great asset when purchasing a home. Agents generally are able to offer information regarding community safety; the quality of nearby schools; the history of the neighbourhood. Call Steven Porter, a knowledgeable, skilled agent in your community.

Smart Money
Be Sure Paying Off Mortgage Early is Right for You

Before using any extra cash to pay off their mortgages, homeowners need to take several factors into consideration. First, they should make sure they have at least three to six months of living expenses in the bank. That safety cushion should be even fatter if their professional field is facing massive layoffs. They also will want to pay off higher-interest debt first, or consider using the surplus funds for their children's college tuition or other financial goals.

Furthermore, homeowners should make sure their tax-deferred retirement accounts have reached their funding capacity before funnelling excess money into a mortgage prepayment. Even with these guidelines considered, many homeowners plan to settle up their mortgages before they retire even if it may not make the most financial sense, mainly because they will be living on fixed incomes once they stop working.

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